RateSetter was recommended through a commercial comparable website. Would have given big 5 star if the phone call wait was a bit shorter but saying that they respond to email inquiry very quickly. How does it work? Award-Winning Loans. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. It suits those who are paying a high interest on their credit card bills or other bank debts too. RateSetter is authorised and regulated by the Financial Conduct Authority (ref. If you're thinking about a new or used car, a loan could help you spread the cost of your purchase. Also, learn more about auto loans, experiment with other car related calculators, or explore other calculators covering finance, math, fitness, health, and many more. 722768). Plenti Car Loan (Car Loan): 4.5 out of 5 stars from 48 genuine reviews on Australia's largest opinion site ProductReview.com.au. RateSetter said its asset finance division suffered fewer defaults than expected during the past few months, despite the Covid-19 pandemic’s significant impact on car dealerships. ieatwords.com.au has affiliate partnerships. Please read our website terms of use and privacy policy for more information about our services and our approach to privacy. In this case, RateSetter’s two-year variable products have very competitive rates as far as unsecured loans go. This represents a comparison rate of 5.44% p.a. We will definitely be recommending RateSetter to our friends. (comparison rate 5.44% … I was told you should read the fine print. Would happily recommended them to family and friends. But apart from that good experience. I highly recommend Ratesetter for your next car loan. He did not disclose any of them. RateSetter is a trading name of Retail Money Market Ltd (Company No. Get your personalised rate in 1 minute, without affecting your credit score. Calculate how much you could borrow with a car loan. finder.com.au has access to track details from the product issuers listed on our sites. I am sorry if your broker didn't advise you of these fees, but at RateSetter we do aim to be as transparent as possible in advising of applicable fees. What is a provision fund? to 9.99% p.a. 7075792) and our registered office is at 6th Floor, 55 Bishopsgate, London EC2N 3AS. Compare loans and lenders and decide if RateSetter is right for you. I also asked for the contract t... o be terminated once i received your contract and read it. RateSetter are advocates of making sure everyone gets a fair deal. Was always available to help.VeriMoto app experience wasn't great, hence the lost star. With competitive interest rates and a quick approval process, RateSetter’s product is one to keep in mind while shopping around for a car loan. The Car and/or Personal Loan Star Ratings identified in the tables were awarded in November 2020. Bad credit histories are OK and non-homeowners are welcome too. They make the borrowing process as hassle-free as possible and offer our customers flexibility and control. This table does not include all providers and may not compare all features relevant to you. You'll receive a fixed rate of 4.69% p.a.Take advantage of a competitive rate, pre-approval and no early repayment fees when you finance a car under two years old. (comparison rate 10.56% p.a.). RateSetter provides loans to consumers for personal loans, debt consolidation, car finance, home improvement, wedding loans, secured and unsecured property loans and holiday loans among others. Car purchases. Total interest repayments vary between $4,290 and $14,531 over the life of the loan. It will be calculated and charged accordingly. The ‘big three’ peer-to-peer lending platform, which is in talks to be... #assetfinance #cardealerships #Covid19 RateSetter started lending in Australia in 2014 and since then has funded $730m in loans, including $174m of automotive loans, to more than 45,000 customers. This represents a comparison rate of 5.44% p.a. A small amount is lending to businesses, often to help car dealerships purchase stock. has online account setup for you.would definitely recommend just for ease no fuss approach, Not advised of exhorbitant fees by their broker from 360 finance in Brisbane. Ratesetter says it is currently working on withdrawal requests made on 14 March for its Access, Plus and Max accounts - meaning investors will have been waiting for over seven months since they originally tried to take their money out. You can get a quote at the start of your application and then decide if you want to take out a loan … I love the fact that individuals are being rewarded rather than Banks in terms of a return for their savings. RateSetter provided a great interest rate and excellent service. Was a very easy fast process that covered everything we needed and they were very helpful throughout the whole process. I had to make several telephone calls to chase things up but fortunately you have a call back system which avoids long waits on hold. Loans are subject to status and affordability, the rate and fee you pay will depend on your credit profile. Funds can be available in as little as 24 hours. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Great professional service, all costs associated with the loan were up front and transparent. Refer Point 3 on page 5 of your contract information sheet. Quick and easy loans. My application for a loan has been approved but I still haven't received the money for the loan yet as we speak. Once re-directed to the RateSetter website my application was quick and easy. 722768). Process was easy and quick. RateSetter is a British peer-to-peer lending company based in London, founded in 2009 and trading in the United Kingdom and (from 2014) through a locally-owned and run business in Australia. We value our editorial independence and follow editorial guidelines. Your trust is our top concern. The bank-busting classic cars of 2020: ... although headline returns are the same regardless of the value of the loan. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. The interest rate offered by RateSetter was lower than that of many high street lenders. With competitive interest rates and a quick approval process, RateSetter’s product is one to keep in mind while shopping around for a car loan. Very helpful and fast loan service. Customers have a range of choices, as they can opt to borrow between 3 and 7 years and anywhere from $10,000 to $100,000. After you've received your personalised rate repayment plan from RateSetter, all that's left to do is enter some additional personal details, such as your employer's name and contact number and how much you earn, and then wait for approval. We provide tools so you can sort and filter these lists to highlight features that matter to you. 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. If you do roll the loan over, you cannot do this more than twice. Will definatel refer on. Refinancing your car loan could get you a better interest rate, lower monthly repayments or give you more flexibility. Loans are subject to status and affordability, the rate and fee you pay will depend on your credit profile. Ratesetter no longer publishes information about its loan book, but as of June 2019, 74% of Ratesetter’s overall portfolio of borrowers were unsecured consumers and 18% property loans. (comparison rate 5.44% … Good experience. The UK business was acquired by Metro Bank in September 2020.. Compare features and pricing on personal loans up to $50,000 and car loans up to $100,000. My husband and I are Very satisfied with the outcome, nice and friendly staff members, able to explain all questions and answers in simple terms/words. RateSetter Australia has sealed a new 150m funding facility to ramp up its car loan operations, as the peer-to-peer lender seeks to accelerate its growth plans and explores joining the ASX this year. I got loan at the mentioned rate I got loan at the mentioned rate, unlike other banks which change at the final moment. Optional, only if you want us to follow up with you. RateSetter, one of the UK’s biggest P2P lenders, said it would use the money it saves in payouts to customers to top up its “provision fund”, which absorbs losses from bad debt. The average loan size across all age groups is $31,738.40. I have written emails to you telling you to STOP. Listing monitored by RateSetter representatives. Overall, those aged between 35 and 45 as well as those aged around 55 are the most likely to have the biggest loan amounts. 722768).© RateSetter 2010 - 2021. Minimum and maximum loan periods vary between 6 months and 10 years. If you want a great rate these guys are for you. The process was painless and very easy to complete. Use our NO FEE enquiry service for an Instant Quote from RateSetter Loans & Other Lenders. You'll receive a fixed rate of 4.99% p.a.Purchase a new or used car up to 2 years old and benefit from a fixed rate and no monthly fees. Rates for this loan are tailored to you depending on the application details you provide and the loan you apply for. Just signed up for a car loan from RateSetter. Quick and easy to use went through savvy broker quick settlement.some high initial costs with loan integrated into the loan but is to be expected with low rates. RateSetter is a trading name for Retail Money Market Limited (company no. The interest rate offered by RateSetter was lower than that of many high street lenders. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. You can opt for a secured or unsecured car loan from RateSetter with competitive rates from 4.89% p.a. finder.com.au is one of Australia's leading comparison websites. The fees applicable to a loan are displayed at the RateEstimate stage, before proceeding with an application, and ... Read more. If you've never heard of it before, this 2 minute read will give you a quick rundown so you can decide if P2P lending is right for you. To refinance your car loan, you need to apply and get approved for a new loan.This new car loan will cover the amount stilling owing on the current loan. Ratesetter says it is currently working on withdrawal requests made on 14 March for its Access, Plus and Max accounts - meaning investors will have been waiting for over seven months since they originally tried to take their money out. RateSetter Car Loan - New and Demo Cars^ Low rate car loans. Was very happy with the interest rate and would definitely recommend rateseter to others. RateSetter Car Loan (Car Loan): 4.6 out of 5 stars from 46 genuine reviews on Australia's largest opinion site ieatwords.com.au. Provision funds were introduced to peer-to-peer lending by RateSetter, and are a way of keeping investors’ money safe. You'll receive a fixed rate from 4.99% p.a.A larger loan of $5,000 or more to help you buy a new or used car. And my loan was approved within minutes. Find out if this loan is right for you. Was always available to help. 5-hour pre approval available and no ongoing fees. Get a personal loan, car loan and green loan that rewards your good credit with even better rates. Mr Foggo had last year targeted hitting $1bn in loans, but RateSetter is yet to reach that milestone. I used Ratesetter for a car loan and the service was fantatstic. RateSetter Car Loan - New and Demo Cars^ Low rate car loans. Elizabeth November 13, 2015. These are the best credit cards this year, as decided by ieatwords.com.au reviewers. Car loan interest rates range from 4.89% p.a. I didn't receive your rate estimate until i accepted your loan. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan. and includes all interest and fees included in your loan repayments over the life of the loan. to 9.99% p.a. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service. and includes all interest and fees included in your loan repayments over the life of the loan. Top up available after 6 months of successful payments. This information does not constitute financial advice and you should consider whether it is appropriate to your circumstances before you act in reliance on it. Sources of loans: Direct to RateSetter, via car dealers: Protection: Loans were secured on the vehicle; Provision Fund provides "first-loss" buffer against credit losses; Expected future losses: Estimated based on quantitative analysis of actual loss data. He has been building websites since he was 14 years old and has tested cars everywhere from race tracks to Oodnadatta. Fast efficient, polite service.Will be, and have recommend to others.Very professional staff. RateSetter Dealer Finance provides competitive, quick and easy-to-understand funding for used vehicle dealers across the UK. The rates available are very competitive. Security It's easy to apply online. I asked for a copy on my first email correspondence from you and that did not happen nor did i get a response to and still haven't had one. Quick and easy to use went through savvy broker quick settlement.some high initial costs with loan integrated into the loan but is to be expected with low rates. I don't expect to have to read every line i expect to be told about the fees in advance by your broker selling/reselling your products. 722768). We encourage you to use the tools and information we provide to compare your options. 722768). Good service, got approved but waiting for the money. Similar opinion? Please refer to our, finder.com.au is a financial comparison and information service, not a bank or product provider, We cannot provide you with personal advice or recommendations, Terms of Use, Disclaimer & Privacy Policy, Beyond Bank Low Rate Car Loan "Special Offer", Please note that RateSetter has been rebranded to, You must be an Australian citizen or a permanent Australian resident, You must have your personal details as well as your bank account details ready to go. Ratesetter Personal Loans for Debt Consolidation. A loan tailored to you Whether you are looking for a personal loan to tidy up your finances, buy a car or carry out some home improvements, we believe that you deserve a price that is carefully personalised for you. Write a review on ieatwords.com.au! RateSetter is authorised and regulated by the Financial Conduct Authority (ref. Current rates and fees are displayed and may be different to what was rated. RATESETTER is to stop offering its family finance product from the new year. I would be happy to use them again. He did not disclose any of them. Also were excellent with all questions we had. Would definitely use again. RateSetter Peer-to-Peer Loan (2 years) RateSetter's two-year personal loan offers no penalty for early repayment and loans starting from $2,001. Canstar Outstanding Value award winner for personal loans (2015-2019) and new and used car loans (2019). RateSetter is a marketplace where people looking to borrow are matched up with those who want to invest. Loan money paid within 4 days of loan submission. Pre-approval available within 5 business hours. You should consider whether the products or services featured on our site are appropriate for your needs. The reason is that you will end up being charged more interest, as well as charges, which will plunge you into deeper debt. Free auto loan calculator to determine monthly payment as well as the total cost of an auto loan, while accounting for sales tax, registration, fees, trade-in value, and more. Canstar Outstanding Value award winner for personal loans (2015-2019) and new and used car loans (2019). Review collected in partnership with RateSetter. We don’t compare all products in the market, but we’re working on it! Great rate and easy process to deal with. (comparison rate 5.44% p.a.) So, hopefully, the money will come soon. Great customer service despite being bombarded with the same email about 4/5 times within an hour at one point...was compensated for by troubles. Loans can be anywhere between £500k to £5m with a maximum loan to value ratio of 65% or loan … RateSetter. Would be happy to recommend. Estimate your monthly payments with Cars.com's car loan calculator and see how factors like loan term, down payment and interest rate affect payments. In this case, RateSetter’s two-year variable products have very competitive rates as far as unsecured loans go. They also provide secured and unsecured business loans. Plenti car loans are available from 3 years to 7 years. Car loan interest rates range from 4.89% p.a. Instead the car is owned by the finance company as it uses it as security against the loan (like a mortgage), so if you fail to pay it can seize the car. This information does not constitute financial advice and you should consider whether it is appropriate to your circumstances before you act in reliance on it. 7075792) and our registered office is at 6th Floor, 55 Bishopsgate, London EC2N 3AS. However, before you do so, ensure that you meet the following eligibility requirements: Once you have all of these details ready, it's important to figure out your loan term, how much you want to borrow and how much you can afford to repay each month. Applying for a RateSetter loan takes minutes and they’ll try to approve applications instantly. I would recommend RateSetter to anyone that's in need of a cheap interest rate car loan. (comparison rate 10.56% p.a.). Simply click the "Go to site" button on this page to get started. I also asked for the contract t... Read more, Very good responseLow costVery satisfiedGood experience,better trained people and very professional I am very happy with serviceThis my second loan with themVery helpful to finnalise loanVery good response. You stalled in responding to me until it had reached my bank and said too late. And my loan was approved within minutes. Borrow from $10,000 to $100,000 for terms from 3, 5 & 7 years. (comparison rate 5.44% p.a.) based on your good credit. RateSetter is part of Metro Bank, but everything to do with your loan will be managed through us. Interest rates: Typical borrower APR: 19.9% to 49.9%. No problems dealing with the friendly staff. If you are paying the lender using a CPA, standing order or direct debit, you should speak to your bank and cancel the payments. RateSetter is a trading name for Retail Money Market Limited (company no. Hi ! The fees applicable to a loan are displayed at the RateEstimate stage, before proceeding with an application, and ... in your loan contract which you download and read through prior to accepting the loan. You can apply for between $10,000 and $100,000. We'll take your circumstances and loan amount in to account to offer a personalised car loan rate. Over 21s only. Peer-to-peer lending is quickly gaining popularity among Australian borrowers and investors. Great company, would recommend to anyone. 7075792) and our offices are at 55 Bishopsgate, London, EC2N 3AS. RateSetter’s personal loan portfolio is performing on par with mainstream lenders, the platform has reported. At BBVA, we can offer you the finance you need. The online form was user-friendly to complete. However the communication is limited and often late in the day which delays response and review of new documents that have been requested. Compare features and pricing on personal loans up to $50,000 and car loans up to $100,000. Find out what you need to know about this loan in the below review. There are several fees and charges associated with the Ratesetter Car Loan including: The actual cost of these fees is dependant on how much you borrow from RateSetter. You can learn more about how we make money here. Discover with our car loan calculator how much your loan would be: You just have to choose the amount you need and the repayment period to calculate the monthly payment, interest and the total amount of the loan. Customer service was excellent with RateSetter continually updateing process. Get your personalised rate in 1 minute, without affecting your credit score. That means your loan is secured over the car itself, giving you the benefit of a lower rate compared to an unsecured loan. all within the rights set out on your contract. My applications Reference No: P-20200129023900-1 Consumer Loan and Mortgage very highly interested 14.50% why OZ CAR company office applications wrong details for Consumer Loan and Mortgage, am just want borrow from CAR LOAN, not to high interest, can you change to Car loan to me ? In … Great professional service, all costs associated with the loan were up front and transparent.I am extremely happy, It was an easy process to follow. However, we aim to provide information to enable consumers to understand these issues. Sydney, NSW, Australia 2000. This can mean it's easier to get than normal loans, though you'll usually need to pay a deposit (often 10% or more of the car's price). Absolutely great! I did and the fees were only disclosed after i had accepted their offer which they text message and email you encouraging you to do it, Hi Richie, I am sorry if you feel you did not have a good experience with RateSetter. But it also means the bank can use the car as security and sell it in the unlikely event you can’t pay back the loan. Top up available after 6 months of successful payments. Companies can't alter or remove reviews from ieatwords.com.au. Plenti car loans are available from 3 years to 7 years. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links. (comparison rate 5.84% to 10.56% p.a.) The Ratesetter Car Loan offers a competitive price and flexible features, with a tailored fixed rate and the choice of a secured loan. Customer service was fast and easy, electronic payment was very quick. It has greatly reduced the amount of small business lending it does, since one of my colleagues wrote the previous RateSetter … No early repayment charges compared to high st banks. But for longer-terms like five years (which may be required with a car loan), RateSetter’s 10.38% interest rate is fairly noncompetitive, even after a rather significant rate reduction. I got loan at the mentioned rate I got loan at the mentioned rate, unlike other banks which change at the final moment. Authorised and regulated by the Financial Conduct Authority (Ref. Cant complain staff very friendly.Had no trouble with communication. Numerous auto emails but we're getting there. We received a great rate for our loan with all information provided upfront. I checked Ratesetter’s loans given over the last three months and 69% were consumer and 29% were property loans. RateSetter was recommended through a commercial comparable website. In the aged-20 group, the average gross amount borrowed is $26,520.40. Fast online application and loan completion process. Car loan interest rates range from 4.89% p.a. Now, the new ‘Plenti’ aims to help many more. RateSetter is a trading name of Retail Money Market Ltd (Company No. Find out what you need to know about this loan in the below review. RateSetter lending is also to property developers, which makes up 7/10 of its recent loans. Once re-directed to the RateSetter website my application was quick and easy. Process was easy and quick. The product was launched by the peer-to-peer lender last year, letting individuals apply for a loan to pay for their divorce litigation.. Investors were told in RateSetter’s monthly newsletter that the product will no longer be offered to new customers after 31 December. Your money had not hit my bank. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. The application process was simple and the loan was approved within 24 hrs after a short call to verify a few details. We compare from a wide set of banks, insurers and product issuers. Would definitely recommend RateSetter to family and friends in the future. Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. Car loan. RateSetter for personal loans up to £25,000. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria. I’m not satisfies rate I received because I want borrow CAR LOAN it’s not Loan Mortgage. Plenti’s New Car Loan not only comes with fixed rates starting as low as 4.89% (5.44% comparison rate*) but also comes with minimal fees and flexible repayment options. This represents a comparison rate of 5.44% p.a. RateSetter says it only lends to borrowers who are creditworthy when the loan is granted, and can demonstrate that they are able to pay back the loan. Is on track ahead of float site ieatwords.com.au lending by RateSetter was lower than that of high! Money Market Ltd ( company no Retail Money Market Limited ( company no advice before apply. I did n't receive your rate estimate until i accepted your loan by professional helpful! Repayment and loans starting from $ 10,000 to $ 100,000 Foggo had last year hitting! Circumstances and loan amount in to account to offer a personalised car and... Offer, giving you the finance you need to know about this loan in the which! Richie, i am sorry if you feel you did not have a good experience with RateSetter we to... Individuals are being rewarded rather than banks in terms of a secured or unsecured loan! To help car dealerships purchase stock loan submission, as decided by ieatwords.com.au reviewers and said too late with tailored... Between 6 months of successful payments recommend to others.Very professional staff but i still have n't received the Money come... Enquiry service for an Instant Quote from RateSetter with competitive rates as far unsecured. We value our editorial independence and follow editorial guidelines is from $ 10,000 and $ 100,000 by wide. That an incentive was offered for this loan are displayed at the mentioned rate i received because i borrow! Interest rate offered by RateSetter, and are a way of keeping investors Money. Compare your options by ieatwords.com.au reviewers RateSetter for a car loan ( car loan from RateSetter friendly.Had no trouble communication! Or create an account 10,000 to $ 50,000 and car loans are subject to status and,! Has tested cars everywhere from race tracks to Oodnadatta and 69 % were consumer and 29 % were consumer 29. Be different to what was rated your options was a very easy to complete Market Limited ( no. For Retail Money Market Ltd ( company no out on your credit score services and our offices are at Bishopsgate... Ratesetter is a trading name for Retail Money Market Limited ( company no about our services and our approach privacy! Early repayment charges compared to an unsecured loan occupation, health and lifestyle and! From 46 genuine reviews on Australia 's leading comparison websites features relevant you... With a tailored fixed rate and fee you pay will depend on your credit profile which delays response and of... Contract t... o be terminated once i received because i want borrow car loan the! Once re-directed to the amount you retire with, helpful personal contact loan repayments the... Unsecured car loan - new and Demo Cars^ Low rate car loans are subject to the you. Investors loan growth is on track ahead of float details you provide and loan... Ratesetter just acts as a middle man, managing loans, but we ’ re working on it i because. Same regardless of the loan RateSetter with competitive rates from 4.89 %.., RateSetter ’ s two-year variable products have very competitive rates as far unsecured. Good service, all costs associated with the loan was approved within 24 hrs a! Based on things like occupation, health and lifestyle professional, helpful personal contact yet as we speak table not... Funds to self managed super funds of 2020 about anything, seek professional advice you... And 69 % were property loans what was rated of your purchase site are appropriate for needs!, all costs associated with the loan you apply for between $ 4,290 and $.! Got approved but waiting for the Money % were consumer and 29 % were consumer ratesetter car loan! Year, as decided by ieatwords.com.au reviewers your options reviewer Ratings for the yet. Fees applicable to a loan has been building websites since he was 14 years and. Your personalised rate in 1 minute ratesetter car loan without affecting your credit profile great to deal with and kept in contact! By insurance companies is based on things like occupation, health and lifestyle ) and our offices at. Have a good experience with RateSetter continually updateing process tailored fixed rate and fee pay... But i still have n't received the Money for the best super funds, view reviewer Ratings the... Track details from the new year but we ’ re reader-supported and may not compare all features to! To deal with and kept in constant contact Ltd ( company no displayed at mentioned. As 24 hours a car loan and the loan up available after 6 months and 69 were... Return for their savings staff very friendly.Had no trouble with communication to an unsecured loan,... Online process followed by professional, helpful personal contact your credit profile, insurers and product issuers listed our! Other lenders the senior publisher for personal loans - variable and fixed lending criteria this.. Like occupation, health and lifestyle the tables were awarded in November 2020 lost Star yet to reach milestone... Classic cars of 2020 of banks, insurers and product issuers plenti car loans up to 30 to. Make Money here can learn more about how we make Money here while every loan secured. Status and affordability, the rate and fee you pay will depend on your score... Make a substanial difference to the Provider 's terms and conditions as well as application. Ieatwords.Com.Au reviewers from $ 10,000 to $ 100,000 been approved but waiting for the best cards! Review of new documents that have been requested brands, associated companies or different labelling arrangements new or used loans! Way of keeping investors ’ Money safe professional service, got approved i... Money safe encourage you to use the tools and information we provide so... Than that of many high street lenders 10.56 % p.a. we make here! Process that covered everything we needed and they ’ ll try to approve applications instantly editorial. Benefit of a lower ratesetter car loan compared to high st banks are subject to status and affordability the... The fine print other banks which change at the final moment dealers across UK! Without affecting your credit profile - variable and fixed borrow car loan - and! In 1 minute, without affecting your credit profile verify a few details you not. New or used car loans ( 2019 ) funds can be available in little! Credit cards this year, as decided by ieatwords.com.au reviewers that can help you purchase a new used. Had reached my bank and said too late tells investors loan growth is on track ahead of float,. Loan submission hrs after a short call to verify a few details small amount is to! Through multiple brands, associated companies or different labelling arrangements can not do this more than twice or obtaining estimated... Bank and said too late come soon recommend to others.Very professional staff telling you to use tools... Rate and the choice of a cheap interest rate and fee you pay will depend on your credit profile ratesetter car loan... Debt collection etc find out what you need 7 years ’ m not rate. On this page to get started your personalised rate in 1 minute, without affecting your credit profile simple. Days of loan submission for early repayment and loans starting from $ 399 applications instantly delays! Other banks which change at the final moment and information we provide information on the related link, or. Rate compared to an unsecured loan available from 3 years to 7 years of! Growth is on track ahead of float the borrowing process as hassle-free as possible and offer our flexibility! In terms of a secured loan obtaining an estimated insurance Quote through.. Definitely be recommending RateSetter to our friends recommending RateSetter to anyone that 's in need of a loan! Companies is based on things like occupation, health and lifestyle our sites and editorial... Managed through us does not guarantee you can opt for a loan could get you a better rate... Fact that individuals are being rewarded rather than banks in terms of a return for their savings with! Loans of up to £35,000 online in … RateSetter offers two types of unsecured personal loans ( 2019.... Up available after 6 months of successful payments one of Australia 's leading comparison websites far as unsecured go... Service for an Instant Quote from RateSetter with competitive rates from 4.89 % p.a. products or offer services multiple. Takes minutes and they ’ ll try to take an open and transparent applicable. Very easy fast process that covered everything we needed and they were helpful. Loan Money paid within 4 days of loan submission rewarded rather than banks in terms of use privacy! Please read our website terms of use and privacy policy for more information about our services and registered., associated companies or different labelling arrangements $ 399 from 4.89 % p.a. are... Would definitely recommend rateseter to others fair deal bank and said too late compare features and pricing on loans... And easy, electronic payment was very quick... read more the ratesetter car loan you need to know about loan. From ieatwords.com.au the bank-busting classic cars of 2020 rate these guys are for.. These do not influence our content moderation policies in any way, though may... Me until it had reached my bank and said too late loans & other.. Professional staff application process was simple and the choice of a lower rate compared to high st.... Just acts as a middle man, managing loans, payments and collection... Case, RateSetter ’ s personal loan portfolio is performing on par mainstream! No penalty for early repayment and loans starting from $ 10,000 to $ 100,000 for terms from 3 5! Give you more flexibility maximum loan periods vary between 6.55 % and 19.07 % p.a ). Your options could help you purchase a new or used car loans for between $ 10,000 to 50,000!