Annual Bonus Point Conditions: As a Scotiabank Passport Visa Infinite credit cardholder you can earn an annual Scotia Rewards point bonus starting at 10,000 Scotia Rewards points when you make at least $40,000 in eligible purchases annually on your Account each year (12-months). My Mobile Wallet is now included with the FREE Scotiabank Mobile Banking app and lets you tap your smartphone on the terminal to pay. All rates, fees, features and benefits are subject to change.Â. Rates and Fees: A Balance Transfer fee of 0% of the amount of each Balance Transfer transferred during the Promotional Period applies to this Offer. Does Scotiabank consider Plastiq service as payments ? Take advantage of all the ways a Scotia Momentum® Visa card adds to your life. The biggest change to the card is it’ll now come with mobile device insurance. Not all merchants offer recurring payments. Subject to the above exclusions, Scotiabank small business credit cardholders are eligible for the Offer. No sign up bonus for applying, so why switch? It has an outstanding travel insurance package that includes 10 days of emergency medical coverage for people over the age of 65. These significant cash back rewards are actually attainable, as all of these popular Canadian merchants qualify for the Scotia Momentum VISA Infinite Cash Back Rewards. The ins and outs of this doesn’t really matter to you as long as you’re earning your 4%, 2% and 1% cash back rates. (Please check with the merchant to see if they offer recurring payments on Visa Accounts) You will earn 1% Cash Back on purchases made on the Account after the 2% $25,000 annual spend max has been reached. Coverage extends for the first 90 days from the date of purchase and is limited to the lesser of the repair cost, replacement cost or original purchase price, and is in excess of any other insurance coverage. '��F���@t�� 4>O����*�oy�.-bǃ&��f1��!�~X��OMcDg���? Â. All claims for insurance indemnities must be forwarded to the insurer. Recurring payments typically apply to purchases for subscriptions, telecommunication, insurance, gym memberships etc. There is no such thing as a "best" cashback card, only a "BEST FOR YOU" cashback card. The Scotia Momentum Visa Infinite will give you 4% cash back on everything you spend on these categories, plus more on everything else you spend. Why You Should Apply For This Card. See your credit card agreement for more information about how we apply payments to your Account. Other cards to consider is the TD Infinite Cashback Card. Visa payWave™ is a Trademark of Visa Int./Lic. When the Visa Infinite cards were introduced initially, Scotia Bank did not release a version of the card like the other big banks. Security. 5.0 … Please check with your merchant to see if they offer recurring payments on Visa cards. Payment Allocation: In general, if you make a payment that exceeds the minimum payment on your statement, we will apply your payment on a proportionate basis among each group of billed charges on your Account. For example, the Scotia Momentum Visa Infinite offers 4% cash back when you use your credit card at gas stations and grocery stores. 1 0 obj<> %PDF-1.4 When you charge the full cost of most items to your card, extended warranty coverage doubles the original manufacturer’s warranty for up to one year. The current annual fee is $39 for the primary card and $15 for each additional supplementary card. Additionally, the Infinite card is significantly more rewarding. Keep in mind that this monthly post focuses on temporary offers. Simplify Record Keeping Spending on your Scotiabank Visa Account is consolidated into one monthly statement. Read our expert's review to know more. Act now and you'll get the first year free. This is the ideal card for people who spend a significant amount each month on gas and grocery stores, such as Loblaws, No Frills or FreshCo, that don’t accept American Express cards. Not all merchants offer recurring bill payments. Offer Description and Conditions: The introductory 2.99% interest rate on balance transfers applies only to cash advances (including balance transfers, Scotia® Credit Card Cheques and cash-like transactions) (collectively “Cash Advances”) subject to the conditions below (the “Offer”).  This rate applies when the new Scotia Momentum Visa credit card account (“Account”) is opened by  February 28, 2021 and will continue for 6 months from date of Account opening (the “Promotional Period”).  This Offer is subject to any available limit for Cash Advances (the “Cash Advance Available Limit”) on your Account. by the merchant to your Scotia Momentum® Visa Infinite* Card. 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